Frequently Asked Questions

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    Why is this retirement planning class unique?

    First, it is all about presenting you with unbiased, research- and evidence-based education about your retirement. There are no sales pitches here – and too often that’s what you get when someone offers retirement planning. You are safe to learn the principles and make your own decisions about what is right for you.

    Second, it is a mistake to think that retirement planning is only about money. This class draws heavily from personal financial planning and from positive psychology to meld the research and present critical ideas about well-being in retirement and in the years leading to retirement. The course is groundbreaking in its approach to bringing together the two disciplines to boost well-being as you prepare for and embark on retirement.

    Third, it is contemporary, cutting edge, up-to-date information. This class was written in 2017. It quickly moves past generalities to action solutions you can apply immediately for greater well-being.

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    So is it for people retiring in five years or less?

    People near retirement will be the most motivated to register for a class on this topic, and we welcome them! There are strategies for late savers and great practices to make well-informed decisions about when and how to retire. However, people who are early- and mid-career will actually get the most benefit from this class. Those who are planning early have the benefit of time for retirement resources to grow.

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    Are younger employees like myself (age 26), who are far away from retirement, welcome to come and learn?

    Not only are you welcome, but you can get the most out of it by beginning in your 20’s to plan. The best day to start planning for retirement is the first day of your first full-time job. You have the advantage of the time value of money to grow your retirement funds that people close to retirement won’t have. Yes, this class is for you!

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    How often do I have to show up for class and where are classes held?

    That’s another benefit of the class design. All eight lessons will be presented online, one added each week. Each lesson will take about two hours to read and study and to complete the two activities.

    To get an “A” in retirement requires taking action beyond just reading and studying the information. There are valuable exercises and worksheets with most lessons that will help you make great progress with your retirement plans. The time needed to complete these optional (and important) information-gathering experiences will vary, depending on how well-informed you are about your financial life and your goals going into this course.

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    Am I entirely on my own to work through the eight lessons?

    No, you’ll have an instructor with 35 years of success in family financial education, IT support and your classmates to share ideas with and pose questions to. The class is designed to be both high tech and high touch.

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    I’m NOT a fan of online classes so before I commit to this, how LONG is each of the lessons? What is the homework and the reading?

    You’re right, online classes have both disadvantages and advantages. Too many are like laboriously reading a textbook online.

    Reviewers and the first 250 participants tell us that How to Get an “A” in Retirement is surprisingly engaging. Of course, each participant will form his or her own opinion and they may vary. Online classes are preferred by some busy professionals, but not all.

    The lessons take, on average, about an hour to read and to view the videos and presentations. The time varies depending on the background the participant has in personal financial management. Time to post twice per lesson and to do the activities is beyond the hour. I would suggest planning on 2-3 hours to get the full benefit of each lesson.

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    Is there a charge for the course?

    There is an investment of $50 to enroll. Don’t quit reading, though.

    A remarkable 100% of those completing the class recommend the course to you and agree that it is worth the time, energy and the enrollment fee. This course is a commitment to learning and doing. It begins with putting your $50 on the table and then challenges and champions you to invest your time, energy into dialing up your well-being for retirement (and the years leading to retirement.)

    This course is for people ready to put their time, energy and resources into building well-being for retirement. This course is a commitment, but it has significant payoffs, too.

    What if the timing isn’t right for you? When the time is right the course will be ready and waiting and would love to work with you.

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    What are the topics in the course?

    Lesson Content
    Module Financial well-being Well-being is more than money
    1 Moving from Plan P to Plan I. The new normal for retirement. Positive psychology’s contribution
    2 Your financial stats Positive emotions
    3 Social security Engagement
    4 Your pension plan; Taxing matters Relationships
    5 Saving and investing Meaning
    6 Estate planning Accomplishment
    7 Insurance Forgiveness
    8 The big finish:

    Sudden wealth

    Suddenly single


    Once a couch potato always a couch potato

    Cognitive decline

    And more!

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    Bottom line, what’s in it for me?

    Great question! This course has a proven record of helping people that complete it:

    • replace worry with action solutions that positively impact your finances in retirement and the years leading up to retirement;
    • have clearer and more specific written goals for retirement. In addition to knowing what you are retiring from, you will know what you desire to retire to;
    • experience a larger net worth available for funding retirement because you have saved more, saved longer and carefully invested your resources;
    • have greater resources for retirement by mobilizing catch-up strategies if you are a late saver;
    • diversify your income for retirement;
    • strategically analyze the timing of retirement based on informed decision making;
    • have stronger subjective measures of well-being, including positive emotions, engagement, relationships, meaning, and achievement;
    • have stronger objective measures of well-being, including credit reports, net worth statements, income and spending figures;
    • take control of variables in your retirement planning that you can control and realize that there are also variables that you can’t control –but which must be monitored and taken into consideration when planning;
    • give deliberate time and attention to the process of retiring;
    • broaden and build on positive emotions;
    • do more of what you do well and accept the fact you don’t have to lament not being able to do everything well;
    • consider the meaning associated with different activities and focus on those activities that yield the most meaningful processes and outcomes;
    • plan for and experience accomplishments throughout the lifecycle;
    • understand why those earning an "A" in retirement will tend to work longer, save more, and expect less; and
    • never stop learning about financial and psychological well-being